CALCULATORS EVALUATE  CHANCES  OF  GUARANTEED  LIFETIME  INCOME USE  THIS  CALCULATOR  IF...
  
Basic
  Single
Free retirement calculator for risk valuation level 'Basic' Pre-retirement
Free retirement calculator for risk valuation level 'Basic' Post-retirement
Free retirement calculator for risk valuation level 'Basic' Lifetime
  Family
Free retirement calculator for risk valuation: level 'Basic' Pre-retirement
Free retirement calculator for risk valuation: level 'Basic' Post-retirement
Free retirement calculator for risk valuation: level 'Basic' Lifetime
 
Advanced
  Single
Free retirement calculator for risk assessment: level 'Advanced' Pre-retirement
Free retirement calculator for risk assessment: level 'Advanced' Post-retirement
Free retirement calculator for risk assessment: level 'Advanced' Lifetime
  Family
Free retirement calculator for risk assessment: level 'Advanced' Pre-retirement
Free retirement calculator for risk assessment: level 'Advanced' Post-retirement
Free retirement calculator for risk assessment: level 'Advanced' Lifetime
 
Expert
  Single
Free retirement calculator for risk analysis: level 'Expert' Pre-retirement
Free retirement calculator for risk analysis: level 'Expert' Post-retirement
Free retirement calculator for risk analysis: level 'Expert' Lifetime
  Family
Free retirement calculator for risk analysis: level 'Expert' Pre-retirement
Free retirement calculator for risk analysis: level 'Expert' Post-retirement
Free retirement calculator for risk analysis: level 'Expert' Lifetime
 
Client:  Retirment planning - risk valuation: client 'Family'   Family
Phase: Retirment calculator - risk valuation: phase 'Pre-retirement' Retirment calculator - risk valuation: phase 'Post-retirement'  Lifetime (pre-retirement + post-retirement)
Level: Retirment planner - risk valuation: level 'Advanced'  Advanced
 
Edit and run
YOU
Current age (years)
Age of retirement (years)
Current amount ($)
Contribution rate (%)
Gender M F
YOUR SPOUSE
Current age (years)
Age of retirement (years)
Current amount ($)
Contribution rate (%)
 
FAMILY
Project duration (years)
Joint retirement spending (today's $)
Average salary growth above inflation
Unemployment factor
 
Years between 1st and 2nd retirements
Annual withdrawal (today's $)      
Contribution rate (%)      
 
Customized asset allocation (%)
 
Pre-retirement milestones
  YOU YOUR SPOUSE
  Stocks Bonds Stocks Bonds
Current year
In years
First retirement
Second retirement  
 
Post-retirement milestones (joint portfolio)
Milestone Stocks Bonds
In  years  
Last year    
Note: stocks + bonds <=100%. Complementary portion of cash is calculated
 
  • You are preparing a retirement project for a family,
    • &
  • At least one spouse currently has sustainable income,
    • &
  • The family is interested in both the saving (pre-retirement) and spending (post-retirement) phases,
    • &
  • The family wants to select the most suitable asset allocation from the basic set of asset classes and use other options.